The recent fluctuations in the mortgage market have left many homebuyers and enthusiasts wondering if rates have finally reached a plateau. While experts dispute on the exact trajectory, there are factors suggesting that we might be nearing a bottom. Interest rate conditions indicate a potential pause in the pace of increases. Additionally, dem

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The global financial landscape remains dynamic, prompting intense conversation about strategies to mitigate future crises. Stricter lending practices, characterized by increased scrutiny of borrowers and strict loan conditions, have been put forward as a potential solution. Proponents argue that such measures can control excessive risk-taking by